We are Medigap and Long Term Care Specialists!!

According to the US government, at least 70 percent of people over age 65 will require some long-term care services at some point in their lives. And, contrary to what many people believe, Medicare and private health insurance programs do not pay for the majority of long-term care services that most people need - help with personal care such as dressing or using the bathroom independently. Planning is essential for you to be able to get the care you might need.

In many cases, the annual cost of a long term care insurance policy is significantly less than the cost of one month in a nursing home. We will help you decide what type of policy and options are right for you.

Click here to see the average cost of care in your area.

Medicare Supplement (Medigap) insurance can pay for the deductibles and other costs not covered by Medicare. These costs can add up quickly. Click here to see the deductible and premium information for 2010.

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